Plain English Summary
Reagan's Law requires health insurance plans in North Carolina to cover prosthetic and orthotic devices (artificial limbs and braces) based on Medicare's coverage standards. The law ensures coverage includes all necessary materials, instruction, repairs, and replacement devices, including multiple devices for different activities, with no limits based on device lifespan or continuous use.
Arguments in Favor
Supporters argue this law removes insurance barriers that prevent people with limb loss from accessing devices they need for daily activities, work, and sports. They contend that people with disabilities should have equal access to medical devices that help them function, and that current insurance restrictions force families to choose between devices for basic mobility versus athletic or work activities.
Arguments Against
Opponents may argue the law could increase insurance premiums for all policyholders by expanding coverage requirements without cost limits. They may also express concerns about insurers having less flexibility to manage costs, potentially affecting the sustainability of plans or creating administrative burdens in determining medical necessity for additional devices.
AI-generated analysis based on bill text. Always verify with official sources at ncleg.gov. This is not legal or political advice.
Sponsors
Primary Sponsor
Representative · District 26
Primary Sponsor
Representative · District 10
Primary Sponsor
Representative · District 54
Primary Sponsor
Representative · District 83
Cosponsors (18)
Representative · District 116
Representative · District 114
Representative · District 5
Representative · District 42
Representative · District 115
Representative · District 48
Representative · District 106
Representative · District 25
Representative · District 41
Representative · District 99
Representative · District 102
Representative · District 8
Representative · District 4
Representative · District 45
Representative · District 61
Representative · District 66
Representative · District 88
Representative · District 101
Vote Breakdown (1 roll call)
Final Vote
On: Second Reading
Party Breakdown