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Last Action

Re-ref Com On Rules, Calendar, and Operations of the House2025-05-07

Vote Breakdown

No floor votes recorded.

Plain Language Summary

This bill requires insurance companies and agents to notify customers in writing and get their written consent before collecting or using vehicle telematics data (driving habit information from tracking devices or apps). Customers can revoke their consent at any time, and companies must stop using the data within 24 hours of revocation. Violations are treated as unfair or deceptive trade practices.

Arguments in Favor

• •Supporters argue this bill protects consumer privacy by preventing insurance companies from secretly tracking driving behavior without permission.
• •They contend that requiring clear notice and written consent gives customers control over their personal data and allows them to opt out if they choose.
• •Supporters also believe this addresses potential misuse of tracking technology and prevents insurance companies from selling or sharing driving data with third parties without explicit approval.

Arguments Against

• •Opponents may argue this bill could increase insurance costs by reducing insurers' access to data that helps them accurately assess risk and offer lower rates to safe drivers.
• •They contend that written consent requirements and 24-hour revocation timelines create administrative burdens that make telematics programs less practical.
• •Critics might also note that strict consent rules could prevent legitimate fraud detection and prevent insurance companies from offering voluntary discount programs that rely on voluntary telematics participation.