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Homeowner Protection Act

IntroducedHouse
Phil RubinDemocrat

Ref to the Com on Judiciary 2, if favorable, Rules, Calendar, and Operations of the House2025-03-12

No floor votes recorded.

This bill creates stronger criminal penalties for forging real estate documents, establishes a court process for homeowners to quickly remove fraudulent claims against their property titles, and requires additional verification steps when recording deeds to prevent title fraud.

  • Supporters argue this bill protects homeowners from property title theft and fraud, which can take years and significant legal costs to resolve.
  • The expedited court process allows victims to quickly remove false claims from their property records, and increased criminal penalties deter would-be forgers.
  • Additional verification requirements at the recording stage catch fraudulent documents before they create problems for legitimate owners.
  • Opponents may argue that requiring tax assessor certification or attorney verification for deeds could slow down legitimate real estate transactions and increase costs for ordinary homebuyers.
  • Some may worry that the expedited relief process could be misused to challenge valid property transfers, and that subjective standards for what constitutes fraud could create disputes over property rights.

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