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Primary Sponsor

Last Action

Serial Referral To Finance Stricken2025-04-17

Vote Breakdown

No floor votes recorded.

Plain Language Summary

This bill requires large group health insurance plans in North Carolina to cover fertility diagnostic care, fertility treatment, and fertility preservation services. Coverage must include at least three in vitro fertilization (IVF) cycles per person, though the requirement does not apply to plans offered by religious institutions or self-insured group plans.

Arguments in Favor

• •Supporters argue this bill helps North Carolinians who struggle with infertility access necessary medical care by removing financial barriers to fertility treatments, which can be extremely expensive.
• •They contend that fertility care is essential healthcare that should be covered like other medical services, and that this expands access to family-building options for people who might otherwise be unable to afford treatment.

Arguments Against

• •Opponents may argue this mandate increases insurance costs for all plan members by requiring coverage of expensive procedures like IVF, potentially raising premiums even for those who don't use these services.
• •They may also express concerns about the scope of coverage requirements and argue that fertility treatment decisions should remain between patients and their doctors rather than being mandated by law.